Nicole Dupuis

Background

I spent four years as a fraud analyst at TD Bank in Toronto, working on the team that reviews flagged transactions and determines whether they are legitimate or fraudulent. The job taught me how payment rails actually work — not the marketing version, but the infrastructure: how Interac settles between financial institutions, why certain transactions trigger holds, what makes a cross-border payment slow versus fast. When I left banking, I wanted to apply that knowledge to something consumer-facing rather than institutional.

Casino payment processing became an obvious fit. Most review sites treat deposit and withdrawal methods as a checkbox — does the casino accept Interac? Yes or no. That tells you almost nothing useful. What matters is how the casino's payment processor routes the transaction, whether they batch-process or send in real time, what their internal compliance triggers look like, and how their fraud detection system interacts with your withdrawal request. These are the questions I spent four years learning to answer from the banking side, and now I answer them from the player side.

How I Test

I test every withdrawal method from my apartment in Toronto using Canadian bank accounts, Canadian-issued credit cards, and cryptocurrency wallets. For Interac specifically, I test with accounts at multiple institutions — TD, RBC, and Simplii Financial — because processing times can vary depending on the receiving bank. I document the exact time of each withdrawal request, the time funds arrive, and any intermediate holds or verification steps. My focus is on the payment experience rather than the games themselves.

When I evaluate a no-KYC casino, I am looking at it through the lens of someone who spent years on the other side of the compliance desk. I know what triggers a suspicious activity report, I know what makes a payment processor flag a transaction, and I know the difference between a casino that genuinely does not require verification and one that simply has not gotten around to asking yet. That perspective is what I bring to every review.

What I Cover

My primary focus is Canadian payment methods and how they perform at offshore casinos. Interac e-Transfer is the most popular banking method for Canadian players, but the experience varies wildly between casinos. Some process Interac withdrawals in under an hour. Others take three days. The difference is usually in the casino's backend — their payment processor, their compliance team's review queue, and whether they batch transactions or process them individually.

I also cover cryptocurrency withdrawals from the perspective of someone who came to crypto through finance rather than technology. When I explain how a Bitcoin withdrawal works, I explain the banking equivalent so that readers who are comfortable with traditional finance can understand the mechanics.

Outside Work

I play in a women's recreational ice hockey league in Toronto — left wing, mediocre slapshot, reliable on the backcheck. Weekends are spent at a family cottage in Muskoka when the weather cooperates, and I have developed an appreciation for Ontario craft beer that my former banking colleagues would find surprising. I also volunteer at the Toronto Humane Society, which is where my two rescue cats came from. I hold a BA in Economics from the University of Toronto, which turns out to be more useful for understanding casino bonus mathematics than anything I learned about macroeconomics.

Articles

• No Verification Casino Canada — Testing which casinos actually let you skip KYC with cryptocurrency

For questions about specific payment methods or to suggest a casino for testing, see the contact information on the About page.